Day: April 20, 2023

Categories
Financial Services

Best advantages when hiring interim CFO from Sam McQuade

Sam McQuade CFO of Panterra Finance on interim Chief Financial Officer advantages these days: The CFO reports to the CEO but remains one of the key personnel in any company. In the financial industry, it is a high-ranking position, and in other industries, it is usually the third-highest position in a company. People in this role have significant input in the company’s investments, capital structure, and how the company manages its income and expenses. This corporate officer may assist the CEO with forecasting, cost-benefit analysis, and obtaining funding for various initiatives.

Smaller companies, incubators and startups could not match the salaries that the full time CFO commanded on the world financial stage. The seeds for the concept of an Interim or Fractional CFO were planted in the mind of Sam McQuade almost 3 decades ago when he first entered the world of International Finance as an Entrepreneur Consultant in Geneva Switzerland after achieving his MBA/MA at European University. During this tumultuous time at the turn of the century on the international financial scene, Mr. McQuade was ahead of his time. He offered as needed financial consultation services for international behemoths the Swiss based Nestle Corporation and the US based medical device corporation Stryker. The focus of his services, which would years later be foundational in the concepts of Panterra was a new model in product development, manufacturing and marketing. Read even more info on Sam McQuade CFO.

The CFO function is evolving at lightspeed. With digital transformation and societal changes, the CFO role is rapidly turning into one of a “Chief Fiduciary Officer”, which is going beyond the traditional financials to look towards the future and lead long term value creation in a world of many unknown risks. Storytelling is a very powerful tool to engage and energize teams about value creation and potential pitfall areas. The traditional path of CFO usually starts with a solid foundation based on technical knowledge and then after about 15 years, the great leaders earn the coveted title.

Liquidity refers to an organization’s ability to pay off its short-term liabilities — those that will come due in less than a year — with readily accessible, or liquid, funds. Liquidity is usually expressed as a ratio or a percentage of what the company owes against what it owns. CFOs are concerned with ensuring that customer payments are made in full and on time and controlling expenses so that enough cash is on hand to meet financial obligations.

Another purpose of a DAO is to automate decision-making. In a traditional organization, decisions are made by a small group of people. This can often lead to delays in decision-making. With a DAO, decisions are made by the code that governs the organization. This makes it much faster and easier to make decisions. In business environments, it frees up space for people to focus on other things. It has opened up opportunities for more decision-makers to get involved in the governance of a DAO. The most notable example is the MakerDAO, which is a decentralized autonomous organization that governs the Dai stablecoin. The MakerDAO has a voting system that allows anyone to participate in the governance of the organization.

Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions.

We are your ally in managing business risks. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

A DAO is a decentralized autonomous organization that is run by smart contracts on the Ethereum blockchain. It is an organization or company that is not centrally controlled by any one person or entity. Rather, it is governed by code that is written into the smart contracts. This code can be modified or updated by anyone who has access to the DAO’s GitHub repository. To put this into perspective, imagine a traditional company or organization. There is usually a board of directors or executive team that makes all the decisions about how the company will be run. With a DAO, there is no such thing. The code that governs the DAO is open source and available for anyone to view and audit. In this new scenario, an organization can be run by anyone in the world who has an internet connection.

To summarize, a fractional CFO brings all the benefits of a full-time resource, but at a fraction the cost. They work an agreed upon amount of time, and on an ongoing basis. The benefits are myriad, and range from improved reporting and decision-making, clearer insight into the business for planning and forecasting, and stronger financial management and controls. Perhaps the biggest benefit however, is how the CEO can transfer the financial and administrative burden to the CFO, and thus free themselves to work on other critical aspects of the business.

Do you want to hire your first CFO or wanting only some interim coverage? We provide CFOs for immediate very short term objectives and longer term engagements. Customizable with transparent pricing so you cover your business and don’t have to get into a potentially bad and costly full time hire. In disrupting the traditional contracted title of CFO, Panterra Finance innovatively offers all its clients thought leadership based on international financial market experiences. Panterra Finance offers a unified international approach to businesses in the Americas, Europe, Asia, and Africa. Eight centrally located offices in the USA, Switzerland, the Middle East, and the emerging African Continent, offers global enterprises Fractional and Interim CFO services backed by a team with a grasp of dynamic world trends. Find extra details at Sam McQuade.

Categories
Dentistry

Top rated oral hygiene NHS dental clinic Ealing

Dental implants dental services in Ealing near me: Relaxation throughout your patient journey: At North Ealing Dental Care we aim to give you a stress-free patient journey. We understand the importance of obtaining appointments at times to suit you, and can offer early morning, late evening and even Saturday appointments too. Our dental consultations are a two-way process. During your initial consultation our dentist will listen carefully in order to ascertain your expectations and desires. This discussion will then be followed by a comprehensive examination of your mouth, teeth and gums to assess your general oral health. Find more info on dental emergencies Ealing.

Fortunately, there are simple ways to keep teeth strong and healthy from childhood to old age. Here’s how: Start children early. Once that first tooth appears usually around six months you should begin a child’s dental care. Teeth can be wiped with a clean, damp cloth or a very soft brush. At about age 2, you can let kids try brushing for themselves — although it’s important to supervise. Start early and avoid your child being part of the 50% of children between the ages of 12 and 15 who have cavities.

Avoid ‘Baby Bottle Decay’: Don’t put your infant or older child down for a nap with a bottle of juice, formula, or milk. Sugary liquids cling to his teeth, feeding bacteria that can cause tooth decay. If you must give your child a bottle to take to bed, make sure it contains only water. Once they begin to erupt, brush teeth twice a day with a fluoride toothpaste in an amount no more than a smear the size of a grain of rice – use a soft-bristle toothbrush. Take the bottle away after your child finishes drinking to prevent baby bottle tooth decay. Baby bottle tooth decay can happen when babies drink milk, formula, or juice from bottles over long periods of time or fall asleep with the bottle.

Do you need to maintain healthy teeth and gums? Here are some tricks: Chew Gum That Contains Xylitol: Multiple studies have shown that chewing gum that contains xylitol twice daily helps fight tooth decay by lowering plaque buildup. Brands like Trident make gums with this ingredient, so pick up a pack and get chewing if you’re looking to whiten your teeth. Tooth-whitening strips will help get rid of tooth stains. These strips are very thin, virtually invisible, and are coated with a peroxide-based whitening gel. You wear them a few minutes daily for a week or more. Results are visible in just a few days, and last at least a year. The results with strips are not as dramatic as with whitening kits, but the strips are easy to use and pretty much foolproof.

Improved Functionality: Dental restorations that are secured with dental implants can function like natural teeth. You will be able to eat, speak, and smile with confidence. Traditional dentures, on the other hand, will slip or shift in the mouth while eating or speaking. Implant secured restorations are securely anchored in the jawbone, providing a stable base for chewing and speaking. Improved Aesthetics: Your new dental implant secured restoration will look and feel just like natural teeth. We will custom make them to match the shape, size, and color of the surrounding teeth. This will provide a seamless and natural looking smile. This is especially important for people who have lost front teeth and their new teeth will significantly impact their overall appearance. Find extra details on northealingdentalcare.co.uk.

What happens if the dentist detects an abnormality? If the dentist wants to confirm that a lesion is benign or is concerned about a suspicious lesion, a brush biopsy may be suggested. A brush biopsy is a painless test for oral cancer, which does not require an injection or any topical anaesthetic. It is simply a small brush, that the dentist will use to scrape some cells from the suspicious area. These cells are then prepared on a slide and delivered to the testing laboratory. The results are usually received within ten days and will indicate the nature of the lesion. It is a very safe and accurate test.

Categories
Legal

IT, företag juridisk rådgivning senaste utvecklingen med Alexander Suliman just nu

Topp företagsoffentlig rätt juridisk rådgivning råd med Alexander Suliman, Stockholm: Som en allmän regel tenderar arbetslagstiftningen i EU att vara mindre arbetsgivarvänlig i EU än i USA, med uppsägningsklausuler som vanligtvis inte är tillåtna och kollektiva förhandlingar vanliga i vissa länder. När du övervakar ditt företag i EU, se till att dina anställningsavtal är förenliga med den lokala lagstiftningen eftersom varje EU-medlemsstat har sina egna regler för olika aspekter som förmåner, anställningsskatter, uppsägning och deltidsarbete. Företagsinvandring är ett nyckelämne i EU eftersom olika företag välkomnar anställda från andra EU- eller tredje partsländer. Du bör överväga vilka alternativ som finns för dina amerikanska arbetare som du vill skicka till EU och definiera strategin och typen av stöd du vill ge din personal och deras familjer. Se till att du är medveten om de senaste och kommande lagändringarna. Till exempel implementerade Belgien nyligen EU-direktivet om ett enda tillstånd, som innehåller en ny uppsättning regler som gör den administrativa processen för arbetstillstånd mindre betungande. Hitta ännu mer detaljer at https://soundcloud.com/alexandersuliman.

Anledningen till att Europeiska kommissionen var angelägna om att tillåta företag att frivilligt skanna material, är att teknikföretag redan har arbetat med sätt att upptäcka CSAM och värvning under ganska lång tid. Låt oss börja med en innehållsskanningsordning på servern. Vid första anblicken kan man hävda att en sådan order bör anses äventyra kärnan i rätten till privatliv enligt stadgan. EG-domstolen i Schrems I ansåg att lagstiftning som ger offentliga myndigheter tillgång på allmän basis till innehållet i kommunikation äventyrar kärnan i rätten till privatliv enligt stadgan (punkt 94). Innehållsskanning på servern är utan tvekan en form av “åtkomst på generaliserad basis”, där det involverar en analys av all kommunikation som går genom servern som är ansluten till en viss app, och vidarebefordrar eventuella matchningar till ett utsett center. Samtidigt var Europakonventionen i Big Brother Watch mer förlåtande när det gäller befogenheter för bulkavlyssning av kommunikation, så länge som dessa befogenheter omges av tillräckliga skyddsåtgärder (par. 350). En viktig punkt som bör undersökas ytterligare är om detta signalerar en spricka mellan de två organen, eller att EG-domstolen kommer att kartlägga sin egen väg när det gäller bulkövervakning.

Ett tvärpolitiskt grupp av ledamöter av Europaparlamentet, med stor fransk representation, har vägt in för att stödja det franska förslaget på ENISA. Medlemsstaternas reaktioner har å andra sidan varit blandade. Sju av dem – Danmark, Estland, Grekland, Irland, Nederländerna, Polen och Sverige – lämnade in ett icke-dokument till Europeiska unionens råd där de ifrågasatte behovet av suveränitetskrav i de nya cybercertifieringsstandarderna och efterlyste ytterligare studier av deras potentiella interaktion med den allmänna dataskyddsförordningen (GDPR), förordningar om icke-personuppgifter och EU:s internationella handelsförpliktelser. Dessutom har dessa regeringar eftersträvat en diskussion på politisk nivå om ämnet i rådet innan de nya standarderna är slutgiltiga. Flera branschorganisationer, inklusive tyska BDI och europeiska finansiella clearinghus, har hört av sig.

Den 24 februari 2022 utfärdade EU-domstolen sin första dom om hushållsarbetare. I mål C-389/20, TGSS (Chômage des employés de maison), ansåg EU-domstolen att uteslutningen av denna kategori arbetstagare från tillgång till sociala förmåner utgör indirekt diskriminering på grund av kön, eftersom det nästan uteslutande berör kvinnor. Med ett beslut som kommer att bli ett landmärke för hushållsarbetares rättigheter i EU bekräftar domstolen EU-lagstiftningens outnyttjade potential när det gäller att främja hemarbetares fulla täckning under arbetsrätt och sociala trygghetssystem, vilket kommer att få betydande konsekvenser för främjandet av hushållsarbetares rättigheter i hela unionen. Fallet uppstod i Spanien i november 2019, då en hushållsarbetare ansökte om att betala avgifter för att täcka risken för arbetslöshet, för att få rätt till de relaterade förmånerna. Men hennes begäran avslogs av den spanska allmänna socialförsäkringsfonden (TGSS) eftersom hon var registrerad i det särskilda socialförsäkringssystemet för hushållsarbetare, som inte inkluderar skydd mot arbetslöshet.

Sekretess juridisk rådgivning senaste utvecklingen med Alexander Suliman, Stockholm 2023: Vad är medling föräldraskap? Medling är ett utmärkt alternativ till rättstvister inom många områden av skilsmässa och ärenden efter skilsmässa. Många tror att medling mest används för ekonomiska frågor och tänker inte riktigt på medling för vårdnad och föräldratidsfrågor. Jag tror att medling är det perfekta forumet för att diskutera och lösa frågor om föräldratid och vårdnad oavsett om det är i en skilsmässa eller efter skilsmässa. Det bästa med medling för föräldratid och vårdnadsfrågor är att medlaren och parterna kan arbeta tillsammans i en miljö utanför rättssalen som fokuserar på barnens bästa. Förutom under extrema omständigheter vill de flesta föräldrar det som är bäst för deras barn. Ibland har de bara problem med att nå dessa mål, och ibland står deras känslor i vägen för klart tänkande. Läs extra info på Alexander Suliman.